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Retirement planning.
The very concept frightens many people—including the
majority of smaller business owners and self-employed professionals.
Individuals are often intimidated by the seemingly impossible
sums of money they must accumulate for a comfortable future.
Business owners
are overwhelmed by the costs and complexity of establishing
a qualified benefit plan.
Yet for
every individual, retirement planning is essential to a secure
future. And for every employer, a retirement program is rapidly
becoming an essential benefit to attract and retain qualified
employees.
Most large corporations
offer employees 401(k) plans. But only 10% of businesses with
under 50 employees
have implemented these plans. Why? Because until now, these
valuable programs have been expensive, with complex government
regulations aimed at big business. So it's very likely
that many of your Association members have not yet dealt with
retirement planning, though
it may prove key to their personal and business futures.
Now,
your Association can help. With An Affordable
Retirement Benefit Program Specifically Designed For Smaller
And Mid-Sized Businesses.
The MBA
Group is proud to introduce The RTF Retirement Program. The
RTF program is a top quality retirement investment program developed
to meet the needs of businesses with 1-200 employees. It offers
an important range of investment options, plus comprehensive
customer communications and service. The startup and administration
costs are substantially lower than any other retirement planning
program we have found for smaller businesses.
And it is being offered
by The MBA Group exclusively through business and trade associations.
So it's not only a powerful way to help your members, it's also
a powerful membership recruitment and retention tool for your
Association.
Here are a few
details:
The MBA Group provides
a broad range of employee benefit programs to more than 20,000
small businesses throughout New England. Since 1965, we have
offered a comprehensive
roster of health insurance plans, as well as life and disability
insurance programs. With the increasing publicity concerning
the long-term viability of Social Security and the need for
tax-deferred savings like 401(k) plans, more and more companies
came to us asking
for a program that would meet their retirement planning needs.
We researched virtually every provider of 401(k) plans, in search
of a program we felt confident would satisfy our standards for
the benefits we offer. The RTF Retirement Program was the clear
winner. As a result of the response to the program, we believe
that it is too valuable not to share. That is why we are making
it available to business and trade associations, for the benefit
of their own memberships. The
RTF Retirement Program is designed to make every aspect of retirement
benefit planning easy for smaller business owners, including
sole proprietors. The program includes:
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Broad
flexibility, with plans designed to help a business owner
maximize personal savings and tax advantages, while controlling
contributions to employee accounts.
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Options
like profit sharing and newly approved by the government,
SIMPLE plans.
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The
ability for business owners and employees alike to put aside
up to 15% of compensation on a pretax basis.
-
A
strong lineup of investment managers, with a range of funds
to meet varying investment goals.
-
No-effort
administration, with all administrative functions managed
by RTF, including employee questions and service, plus provisions
for government reporting.
-
Easy
startup, with startup fees that are only 1/4 the cost of comparable
plans. Plus, substantially lower program fees, and investment
fees that are 25% less than comparable mutual funds.
-
An
organization geared to the needs of small businesses, without
the bureaucratic red-tape of big-business companies.
By offering The RTF
Retirement Program, your Association offers its members a program
at the forefront of business and financial trends. RTF provides
you with a membership benefit of absolutely the highest quality,
from a company with an
unusually high
level of customer service, a record of success, and costs far
lower than comparable services. It gives your Association a
strong competitive advantage, with a powerful tool for membership
recruitment and an invaluable benefit for membership retention.
For
additional details on how to bring The RTF Retirement Program
to your Association, call or write to:
The MBA Group, 135 Wood Road, Braintree, Massachusetts, 02184
(781-848-4950).
Help
more of your members build better futures for themselves, their
employees, and their businesses. Call MBA about RTF today.
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Copyright
© MBA Group Inc. 2001
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