Retirement planning. The very concept frightens many people—including the majority of smaller business owners and self-employed professionals. Individuals are often intimidated by the seemingly impossible sums of money they must accumulate for a comfortable future. Business owners are overwhelmed by the costs and complexity of establishing a qualified benefit plan.

Yet for every individual, retirement planning is essential to a secure future. And for every employer, a retirement program is rapidly becoming an essential benefit to attract and retain qualified employees.

Most large corporations offer employees 401(k) plans. But only 10% of businesses with under 50 employees have implemented these plans. Why? Because until now, these valuable programs have been expensive, with complex government regulations aimed at big business. So it's very likely that many of your Association members have not yet dealt with retirement planning, though it may prove key to their personal and business futures.

Now, your Association can help. With An Affordable Retirement Benefit Program Specifically Designed For Smaller And Mid-Sized Businesses.

The MBA Group is proud to introduce The RTF Retirement Program. The RTF program is a top quality retirement investment program developed to meet the needs of businesses with 1-200 employees. It offers an important range of investment options, plus comprehensive customer communications and service. The startup and administration costs are substantially lower than any other retirement planning program we have found for smaller businesses.

And it is being offered by The MBA Group exclusively through business and trade associations. So it's not only a powerful way to help your members, it's also a powerful membership recruitment and retention tool for your Association.

Here are a few details: 

The MBA Group provides a broad range of employee benefit programs to more than 20,000 small businesses throughout New England. Since 1965, we have offered a  comprehensive roster of health insurance plans, as well as life and disability insurance programs. With the increasing publicity concerning the long-term viability of Social Security and the need for tax-deferred savings like 401(k) plans, more and more companies came to us asking for a program that would meet their retirement planning needs. We researched virtually every provider of 401(k) plans, in search of a program we felt confident would satisfy our standards for the benefits we offer. The RTF Retirement Program was the clear winner. As a result of the response to the program, we believe that it is too valuable not to share. That is why we are making it available to business and trade associations, for the benefit of their own memberships. The RTF Retirement Program is designed to make every aspect of retirement benefit planning easy for smaller business owners, including sole proprietors. The program includes:

  • Broad flexibility, with plans designed to help a business owner maximize personal savings and tax advantages, while controlling contributions to employee accounts.  
  • Options like profit sharing and newly approved by the government, SIMPLE plans.
  • The ability for business owners and employees alike to put aside up to 15% of compensation on a pretax basis.  
  • A strong lineup of investment managers, with a range of funds to meet varying investment goals.
  • No-effort administration, with all administrative functions managed by RTF, including employee questions and service, plus provisions for government reporting.
  • Easy startup, with startup fees that are only 1/4 the cost of comparable plans. Plus, substantially lower program fees, and investment fees that are 25% less than comparable mutual funds.
  • An organization geared to the needs of small businesses, without the bureaucratic red-tape of big-business companies.

By offering The RTF Retirement Program, your Association offers its members a program at the forefront of business and financial trends. RTF provides you with a membership benefit of absolutely the highest quality, from a company with an unusually high level of customer service, a record of success, and costs far lower than comparable services. It gives your Association a strong competitive advantage, with a powerful tool for membership recruitment and an invaluable benefit for membership retention.

For additional details on how to bring The RTF Retirement Program to your Association, call or write to:

The MBA Group, 135 Wood Road, Braintree, Massachusetts, 02184 (781-848-4950).

Help more of your members build better futures for themselves, their employees, and their businesses. Call MBA about RTF today.  

 

Copyright © MBA Group Inc. 2001